Welcome to Secto's Investor Pages

The Finnish company Secto was born out of a simple idea:
“Having a car must be easy during its entire lifespan, and it should be cost-efficient for the payer.”

Here You can find the Term Sheet, Financial Reports and Compliance Certificates from Secto’s 40 M€ senior secured bond (ISIN FI4000410667).

Form of Compliance Certificate 31.12.2020

Bond repurchase Press Release 130121

Secto Group business update – COVID-19, released 22.4.2020

Term Sheet

Secto Topco Oy – Terms and Conditions – 20 November 2019

Financial Reporting

Financial Review Q3/2019
Financial Review Q4/2019
Secto Topco Group Financial Statements 2019
Financial Review Q1/2020
Financial Review Q2/2020
Financial Review Q3/2020
Financial Review Q4 / 2020
Financial Review Q1 / 2021
Financial Review Q2 / 2021
Financial Review Q3 / 2021

Annual Financial Statements

Secto Topco Oy Balance Sheet 31.12.2020

Secto Topco Oy Balance Sheet 31.12.2019

Secto in a brief

Since 2007 Secto has approached the car industry from a new perspective. The emphasis is on the ease of use and cost efficiency. No product oriented solutions, no financing methods set in stone. The needs of the customer in the center.

Today, we have the honour of serving over 3600 client companies and we have around 10 000 vehicles rolling all around Finland. To insure the highest possible customer satisfaction, we have 100 motivated professionals to look after our clients’ needs. Our growth has been quick, but at the same time profitable: we have been among the strongest companies in Finland for over a decade. For example, we are a Platinum-certified company by Asiakastieto, a super grower and one of the 500 largest companies in Finland.

But this is only the beginning. We believe we have the possibility to further develop and grow.

The industry is changing, technology introduces new possibilities and people want more freedom and flexibility.

We are sufficiently agile and innovative to take on the task of yet again setting new industry standards.